How We Can Help
AmerElite Financial Group is an US based company specializing in financial and tax planning. It provides a variety of services, including life insurance, long-term care insurance, tax-advantaged retirement plans, college planning, estate planning, and asset protection. Additionally, it offers one-stop family asset allocation and management, pre- and post-immigration taxation, and financial planning services for overseas individuals, families studying abroad, or immigrating. In addition to our team of senior financial consultants, who have served the Chinese community for more than two decades, we have our own CPA and CFP. We also have partnerships with local lawyers, actuaries, real estate agents, and loan officers. The company is located in central New Jersey, offering convenient transportation and close proximity to New York, Philadelphia, and Princeton University.
With over 30 years of combined experience, we take pride in helping many individuals and families retire safely and protected from the unexpected. Building on our existing services, we have focused more on offering comprehensive financial planning, tax planning, investment management, and estate and asset protection for high-asset and high-net-worth individuals
美国精英理财(AmerElite Financial Group)是一家专长于提供财务和税务规划的美国公司. 提供各种人寿保险、长期护理保险、省税退休计划、奖助学金规划、资产保障以及遗产规划和财富传承。同时也为境外人士、留学或移民家庭提供一站式的家庭资产配置与管理、移民前后的税务和财务规划等服务。我们不但拥有服务华人社区近二十年的资深财务顾问，自己的专业会计师及理财团队, 还与当地律师、精算师、房地产经纪人和贷款专员建立伙伴关系. 公司位于新泽西州中部, 交通方便，近纽约,费城和普林斯顿大学, 是许多海外华人家庭送子女到美国求学和定居的首选地之一.
结合 30 多年的经验，我们很高兴帮助了许多个人和家庭安全退休并免受意外影响。在继续以往的服务的基础上，我们还增加了整体财务规划，和主要面向高资产高净值人士的税务规划，投资管理和资产传承和保障。
Retirement Plan 退休规划
我们可以帮助你设立各种退休计划，包括DB plan，401K, SEP and IRA等，以及各种退休计划的rollover 和transfers。我们代理各种年金、共同基金和另类投资。
In addition to representing a variety of annuity products, we also offer tax-saving retirement planning for individuals, self-employed individuals, and small business owners.
Insurance 保险规划
我们有20多年的保险从业经验，代理数十家A级保险公司，为你货比三家，推荐最合适的人寿、长期护理和伤残收入保险，并提供永久、可靠的售后服务。
We have more than 20 years of experience in the insurance industry and represent dozens of A-rated insurance companies. We will shop around for you, recommend the most suitable life, long-term care, and disability income insurance, and provide permanent and reliable after-sales service
New Immigrant 移民前后资产规划
从原居国移民到美国要面对许多的财务和税务问题，欢迎新移民与我们联系，我们会为你提供全面的咨询和规划。
Immigrants relocating from their country of origin to the United States encounter numerous financial and tax issues. Newcomers are encouraged to reach out to us, and we will provide comprehensive consultation and planning.
Foreign National 外国人寿险和短期旅游健康保险
外国人在美国不仅可以投资房地产，还可以购买人寿保险作为现金累积和资产传承的有效方式。 我们会为你提供从设计，体检，签单及后续的所有服务。
Foreigners can not only invest in real estate in the United States but also purchase life insurance as an effective means to accumulate cash and pass on assets. We offer comprehensive services, from design and physical examination to signing and follow-up.
Tax Planning 税务规划
美国万万税，如何省税是个大学问。作为CPA, CFP 和20年税务经验的专业人士，我们可以为你提供全方位的税务规划，从抵税、延税、免税各个环节为你合法、合理地节税省税。
We emphasize overall tax planning because we believe that after-tax assets and income are key to supporting your financial goal and ideal lifestyle.
Estate Planning & Asset Protection 财富传承与资产保障
想把辛苦累积的财富合理避税，最大限度，公平合理地传给子女和慈善机构，就必须提前做好遗产规划。遗产规划不仅是老年人要面对的，也是中年人要考虑的。财富传承不仅是巨富的专利，也是上中产阶级的功课。
同时，美国是个官司泛滥的国家，如何保障自己的财产以及传给子女的财富不受官司的追讨和子女离婚其配偶的瓜分也是很多人不能回避的问题。通过整体的财务规划，借助合适的工具和产品，我们可以帮助你达成愿望。
Tax-efficiently transfer your assets to your desired individuals and charities.
Investment Management 投资管理
我们与专业的资产管理公司合作，共同为你提供投资管理服务，将你的资产交给最专业的团队来投资。
We partner with a professional wealth management company to provide investment management services, entrusting your assets to a highly skilled team.
Holistic Financial Planning 整体财务规划
我们可以为你量身定制整体财务规划，涵盖从税务，投资，退休到资产传承和保护等个人和家庭财务的各个方面。
We can help you create a plan that covers every part of your financial life, ensuring they all work together to reach your goals.
